liad
How people here are handling this. When your agent hits a $35 API call, or gets stuck in a retry loop on a $0.50/req service, what stops it from draining the wallet?
Are wallet-level caps enough? Are you writing custom budget checks in your agent code? Or just not worrying about it yet?
We built an open source MCP proxy (github.com/policylayer/intercept) that enforces policy on tool calls. Thinking about extending it to read the -32042 payment challenge, check the amount against a budget, and allow/deny/hold for approval before the wallet pays.
Would love to hear if this is a real pain or a theoretical one.
Show HN: PolicyLayer – Non-custodial spending limits for AI agents
PolicyLayer enforces spending limits on AI agent wallets without custodying private keys.The problem: AI agents are moving into production with irreversible financial capabilities, but every agent is one bug or prompt injection away from draining a wallet. Traditional options are bad—shared seed phrases (compliance nightmare), custodial wallets (counterparty risk), manual approval (defeats...
## The Solution
A two-gate enforcement model:
1. *Gate 1 (Validate)*: Agent requests payment → Policy engine checks limits → Issues single-use authorization token 2. *Gate 2 (Verify)*: Before signing → Verify token + check for tampering → Only then sign transaction
Your keys never leave your infrastructure. Policy enforcement happens before signing.
Currently demonstrated with Tether WDK on Ethereum, but the wrapper pattern works with any wallet SDK.
Show HN: Agent Spending Controls – Enforce spending limits without custody
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