kzanul

I think thats just natural maturity of the product. Novelty has worn off but there's still enough utility to drive steady mainstream demand. 'Meh' is a bit harsh. It's just become a standard piece of your house like a TV or coffee maker that you now assume is probably going to be present. Not a bad place to be for Apple for a five year old product.

Apple still needs payment processors and gateways to pass the cryptogram to the relevant networks and issuers. Now that's not to say in the future Apple can't go build their own processor down the line :)

Was wondering what was going to come following the post on Bitcoin as an IP layer. This is great stuff - looking forward to seeing how it evolves.

This looks great and without using images - kudos!