kcoyner

Buy Cardano (https://cardano.org) using a Daedalus wallet (https://daedaluswallet.io/) and delegate your holdings to a stake pool like Adadog [ADOG1] (https://adadog.io). Staking helps build the Cardano eco-system, which as of later today will also be capable of doing smart contracts.

Consider using email-to-SMS gateways. Just make sure that the email server you set up to send out the emails/SMS's has a fixed IP and isn't perceived as a spammer.

I'm not sure today, but it used to be actively used in the Fixed Income Department of Morgan Stanley in the 1980-90-2000 time period.

I'd question just one of the author's statements: that the period of cheap capital has ended.

Perhaps this is true in the targeted market that Greylock focuses on. But in general, investors are flush with money and are still looking for interesting and attractive places to put it to work. From an investors point of view (I manage pension fund money), there are few good opportunities right now, which is not atypical of a late stage bull market.

Today you see lots of investors turning to private equity and private debt firms like Greylock because they feel they cannot squeeze much more out of the public markets. And when we (pension fund type investors) talk with private debt/equity managers like Greylock, they routinely tell us that they are having a difficult time finding good investments to make with our money. Too many managers and too much money chasing too few good ideas. In other words, capital is still cheap and widely available, at least from my perspective.