johnksawers
Story Points represent effort and uncertainty, not business/customer value - those are Business Value Points. Devs are only committing to X story points per sprint. If refactoring is needed, it's built into the story points, or added as it's own task. And as others have said if the Product Owners don't take engineering input on paying down tech debt/infrastructure/internal tooling, then you have a broken company no matter what process you're following.
Whether a developer (or business person) made a business decision to outsource CI has nothing to do with technical competence.
Using SaaS for any business data has a risk, but usually it's worth it. I'm sure you use slack, slack could be breached, and I'm sure no one at your company has ever slacked a password to someone else.
I think this is a failure of education. As the author points out, learning MS Office shouldn't be the first step, learning the principles of technical problem solving should be. That most computers operate the same way regardless of what they look like, and that you can draw inferences about what's wrong, and where to make changes. It seems like drilling in 'try a few things and then google for it' (as we all do) would help a lot.
Certainly unwillingness to teach can be a problem, but I think often it's born from the experience of solving the same problem for the same person many times over, and seeing their unwillingness to learn. </huge_generalization>