jfjfntntkt

A good start, but still suboptimal.

It gives Teller full access to your account from what I read, can you limit it for example to just send money, without them going through your statements?

And it's still only intra-UK.

The fact that there are problems to solve doesn't meant that we should just not have the thing.

What happens if I give a street artist 5 pounds to draw my picture and then he flatly refuses?

What happens if someone mugs me on the street and steals 100 pounds from me?

Should we not have cash at all because of these two problems, and others?

Please tell me how I can transfer one pound from me to you using a 20 line Python script? That's what people mean by digital currency.

If you are going to mention the open banking API initiative, then what are the requirements to get access to that? You can't as an individual.

Also, this was the easy case, inter-UK. Now tell me how to transfer using Python and without applying to all kinds of regulators for API access a pound from a UK account to a US/EU/Japan account.