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Show HN: A simple tool for modeling long-term financial decisions

https://www.finplain.com/try

When making big financial decisions, I found myself making a brand new, hyper-specific, spreadsheets and redoing a lot of math every time, since I’d forgotten how my old spreadsheets worked. So I abstracted the common features that went into all my decisions and put them in a single web app (not a spreadsheet, but it sort of looks like one).At a high level, finances (or at least mine) can be...

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Re:Ask HN: What non-fiction do you read? on Tuesday January 20, 2026 @10:09AM (#46692558)
Your Inner Fish: A Journey Into the 3.5-Billion-Year History of the Human Body - Really cool account of human evolutionary history

Stolen Focus (Johann Hari) - About how we've lost (and can regain) the ability to focus due to technological distraction (currently social media, etc. but hasn't always been)

Chip War - History and geopolitical significance of the semiconductor industry

Re:Show HN: I quit coding years ago. AI brought me back on Monday January 19, 2026 @07:06PM (#46686317)
I've been thinking a bit about vibe coding with trust-critical apps. My solution has been hand-code and test the parts where bugs would mislead users, and vibe code the rest. In my case that's been hand-coding backend calculation logic and vibe coding the UI and server (this is also the part I am least expert in). In practice this does wind up including a lot of little judgment calls at the interfaces.

In the end, my feeling is there needs to be transparency in how bulletproof-tested a product is. IMO even a calculator that might be wrong can be useful if it's the most convenient option and the user knows the risks (though to be clear, that is not the philosophy I am employing in my personal project).