inpharmer
If you don’t have a pharmacy benefit or insurance, because a pharmacy is obligated to charge nobody less than certain payors, pharmacies will set up in house discount cards to give cash-paying patients a break.
Change Healthcare, a pharmacy switch that’s a subsidiary of Optum, is one of the switches that process a great share of claims. Optum is a pharmacy benefit that has administers several plans, including some of these in house discount/cash plans, manufacturer discounts, and traditional employer-sponsored plans.
It’s an interesting, little-seen bit of US healthcare infrastructure that causes some chaos across pharmacies, patients, and prescribers, when down.
Assuming the patient isn’t locked into a pharmacy by their PBM, there might be incentive for the pharmacy to expose their inventory. Otherwise, the PBM or the manufacturer may have incentive to know or share that their beneficiaries or end users have access to drug. 503B compounding pharmacies and GPOs would have an incentive to know which drugs are difficult to purchase.
Market failures and special access programs notwithstanding, almost any drug can be delivered by the wholesaler to the pharmacy next day.
[0] https://en.wikipedia.org/wiki/Tenerife_airport_disaster#Lega...
[1] https://www.nrc.gov/reading-rm/doc-collections/fact-sheets/3...