iabdulin

Hello, Only one hybrid position is available at https://jobs.lever.co/trunkio/

I've been running https://honeymoney.io since 2011 (Russian version of it only initially). It's profitable.

There're already tools which choose to do "automated" tracking. HoneyMoney caters to people who want to do it manually (more control, security, precision).

The thing is that Excel is not designed to help you with manual tracking. HoneyMoney is. For example, you can plan all recurring transactions and then you just confirm them as they happen. Or you can combine multiple transactions into one. Those things simplify the process a lot.

"Accounting" can be enjoyable. Some people do enjoy the level of control they get from doing their personal finances.

For example, you spend $120 at a restaurant last night. Today you enter that expense into HoneyMoney, and have a chance to see how this expense changed your situation, and think for a moment a second time about it, was it worth it or better not go there again. Computer won't do it for you.

Thank you. You explained everything better than I could.

HoneyMoney is built on Rails too, btw.

Envelopes are used for splitting money by purpose: for planned expenses, for unplanned expenses, for goals, for funds.

No, it's not double accounting internally.

"Open banking" won't do the work for you. The work of paying attention to your finances and keeping your spending under control. HoneyMoney tries to help with that.

Why? If YNAB works perfectly for you, then no need to change anything. HoneyMoney is a different beast, you can check comparison here: https://honeymoney.io/en/compare

Yeah. HoneyMoney is my side project, so I can afford to have fun while working on it.

Thank you. Your words make my heart smile.

Thank you.

Too jovial?

The app itself has fewer bees per square pixel than promo website. Check out the demo: https://demo.honeymoney.io

Another option is to just collect receipts and enter them in batch. That's what I personally prefer.

That's why HoneyMoney tries to simplify the process and make it enjoyable.

Manually tracking expenses seems harder than it actually is. For example, I just collect all the receipts for 3-4 days, and then spend 5 minutes to enter them in batch.

All the recurring transactions are planned once, and then you just confirm them with the real amount. 2 clicks: select — confirm.

Basically, we're talking about 15–20 minutes per week for increasing your awareness about money and to keep your financial life under control.

This is work, nobody will do it for you. You just need to decide if it's worth it to you personally or not.

There's an import from CSV for historical data. Here's the demo: https://demo.honeymoney.io/app/my/import

It's a small world :)

Thank you!

Thank you. I'm trying to simplify the process and make it enjoyable. And just having fun while doing it :)

Manually tracking expenses seems harder than it actually is. For example, I just collect all the receipts for 3-4 days, and then spend 5 minutes to enter them in batch.

All the recurring transactions are planned once, and then you just confirm them with the real amount.

Basically, we're talking about 15–20 minutes per week for increasing your awareness about money and to keep your financial life under control.

This is work, nobody will do it for you. You just need to decide if it's worth it to you personally or not.

Entering transactions manually is THE POINT of HoneyMoney. You need to pay attention to your money to change your habits. Manual tracking forces you to keep your money under your regular supervision.

There're a lot of tools which will automatically import your transactions. HoneyMoney chooses the different way, trying to make tracking and planning a habit, promoting the idea that nobody can do this work for you.

It just tries to simplify the process and make it enjoyable.

@mingabunga in the comment below explained it better than I can: "It's just a catchy headline, it doesn't really make sense but is comical/nonsense so it makes you stop and pay attention to it. I think it's brilliant."

Web version uses a simple json-based API. Could you contact me via email so I can tell you more?

Rubles are not rounded. One ruble is divided into 100 kopeks.

It's a feature. HoneyMoney calculates everything without rounding but displays only rounded numbers. This reduces visual clutter.

Though I advice to not enter cents anyways. They don't really matter. What matters is the habit to pay a regular attention to your money. Not entering cents saves some time.

There's an import from CSV for historical data. Here's the demo: https://demo.honeymoney.io/app/my/import

Yep. All the currencies you want. Even bitcoin. It will even take into account your default currency when displaying it's symbol. For example, for me Canadian dollar is simply "$", but US dollar is "US$". For US it will be the other way around: "$" for USD and "CA$" for CAD.