hellodetroit

Think of a used car dealership. They buy cars and resell them later for (usually) a higher price. Are they not producing anything?

As the sibling comment pointed, participants in a market are producing and consuming liquidity.

Hey. Brazilian here too. How can I get in touch?

Most likely not. Cielo has been struggling with the recent increase in competition for payment services in Brazil, and is probably just trying to stay ahead of the curve.