dcaranda
Symbols and codes in the Italian mafia
Ant Farm is considered significant as the first studio practice to incorporate new media in its work. Thematically it looks like they were focused on the confluence of new technology, utopian optimism and psychedelic drugs.
Iterations of the designs for the Dolphin Embassy continued into the early 2000s with a proposal for a space craft that would act as a joint dolphin-human space colony and would contain a massive, free floating sphere of water that would be ultra sonically stabilized.
So cool! One of my favorite art pieces! http://greg.org/archive/2010/06/01/cue_the_dolphin_embassy.h...
Codius: 1 year review
On fees, it's typically just the network fee (e.g., Mastercard) that gets waived. The issuing bank, acquiring bank and the processor, still take a cut.
Bank transfers have too much friction. You wouldn't pay your corner store with a bank transfer. You'd rather swipe a card. It's why you carry around your bank card (which as a VISA or MC logo). You wouldn't pay for something on eBay with a bank transfer. You'd use PayPal. An interesting point is that both PayPal, VISA and Mastercard on the bank-end are really just a series of bank transfers wrapped with a more refined consumer/merchant interface (card / POS terminal).
Regarding the 3rd party issue: All donation methods (RaisedBy.Us or otherwise) involve a third party. Even when you go directly to a charity's website to make a donation, you will use a third party payment provider. The most common method is debit or credit card. This method actually involves multiple third parties that all take fees (an issuing bank, a merchant bank, a settlement bank and a network such as VISA, Mastercard, Discover, etc). This fee is called interchange and it typically inovlves a flat fee of 30 cents per transactions plus about 2.5% to 3% of the total value of the transaction. We thought this was pretty expensive. Donations through RaisedBy.Us charge 0% and no flat fee per transaction. We accomplish this by using a back-end provider that settles transactions with charities using checks and ACH methods (which are much cheaper the credit and debit transactions) and we charge the companies (not the donors) to access the service.
Regarding tax write off: RaisedBy.Us does not get a tax write-off for the donations that are processed through our program. Only the initial donor (e.g., an employee at one of our participating companies) gets a tax write-off for donations.
Jumio is a great solution to bridge online transactions and offline verification (physical IDs, passports, credit cards).
If I had to speculate, I suspect Jumio gets disrupted by products that attack the root problem by no longer needing verification - more specifically, virtual currencies. But that feels like a distant prospect right now.
Also, transaction fees are typically presented as being deducted from the capital being moved, as opposed to just charging the company. Of course, net it's the same. But language matters.
Artists make their own functioning stock photo site
Created by DisMagazine in partnership with the Suzanne Geiss gallery in the Lower East Side.
Social Innovation Design Degree at SVA
I ask because a common way to think of mobile app innovation is in terms of hardware advances: Mobile Data: Blackberry Email GPS: Maps, Local Services (Foursquare) iPhone 4 Camera Upgrade: Instagram The list goes on...
What's the key hardware advancement here?
- 50% is too expensive.
- "Co-Founder" role is too much commitment.
- Reduce equity ask, package with a 1 year cliff + vesting schedule, market it to college students as a way to spend your summer.
- Maybe there's a model where an incubator can scale to thousands of companies, instead of dozens.
Some quotes below on why.
"The world is complex, and it can't be entirely fair from a what you contribute to what you get - it's very very uneven." - Ben Horowitz (source: http://www.youtube.com/watch?v=sqI7fa04atc&t=106m0s see 1:46:00)
"I've worked in an economy that rewards someone who saves the lives of others on a battlefield with a medal, rewards a great teacher with thank-you notes from parents, but rewards those who can detect the mispricing of securities with sums reaching into the billions. In short, fate's distribution of long straws is wildly capricious." - Warren Buffet (source: http://givingpledge.org/#warren_buffett)
Pixel art is a great choice. The emphasis is on creation and expression - and maybe it hits a sweet spot - it requires more work than instagram (making it more legitimate as an art/craft) but less than creating the mona lisa...
You should get eBoy to use it: http://hello.eboy.com/eboy/
Some assets Penn has as the interest in tech expands:
- Penn has had a professional focus for a long time because of Wharton - that means access to all kinds of business, legal, capital resources. These resources will serve this repositioning towards entrepreneurship very well.
- West-Philly is dirt cheap. It doesn't get much cheaper in the United States.
- Philadelphia is culturally very rich. I mean this in a deeper sense than the explicit things like museums and venues. Upon moving to New York after graduation, I remember distinctly feeling like NY was more conservative culturally. This goes hand in hand with the above point - making rent is easier - allowing for all kinds of things. Namely, people took more risks and were more eccentric.