crjvice

[Grain](https://trygrain.com/) turns your debit card into a credit card by syncing with your primary checking account, analyzing your income and spending patterns; then offering a line of credit tailored to you (not your credit score). We never run a credit check. We never reject anyone. We don’t issue a physical card. Millennials, Gen Zs, and immigrants are using Grain as an alternative to the credit card in order to establish credit history or ease their cash flow.

We're challenging the notion that debit and revolving credit need to be distinct, siloed products. We believe that one should very much inform the other - one card with access to both.

We’re a YC-backed and venture funded startup. Since launching this past December, we’ve been growing about 250% MoM on average with a 4.8 ratings on the [App Store](https://apps.apple.com/us/app/grain-get-credit-no-hassle/id1...).

See the roles we're hiring for below: [Software Engineer- Back-End](https://www.notion.so/Software-Engineer-Backend-7th-Employee...) [Front-End Engineer](https://www.notion.so/Frontend-Engineer-React-7th-Employee-o...) [iOS Engineer](https://www.notion.so/iOS-Engineer-7th-Employee-overall-fd99...)

comments are welcomed!

A start-up is a painting that the artist "founder" tries to express to his audience. At times he's misunderstood, but there are times when the whole world appreciates and respects the artist's masterpiece....

is it me or is 30 a robbery? I feel like Im watching goodfellas and any italian mafia movie where the mob asks for unfair piece of the business so they can protect you from unwanted guests...

Agreed. But we can't deny that if forces us to look at the the world from a different lens, thereby pushing our imagination and creativity to solve problems. At least, that is what I got from it.

The tipping point is one of the best books I have ever read.

Sometimes you have to ask yourself who are those people in charge? How did they get the job?

The cultural environment has a lot do with it too my friend. As a foreigner, my parents always taught education is the key to success. Obviously, they also forced me play the violin which I profoundly disliked.lol. However, being foreign, as we see the U.S as the land of opportunities, our parents want to make sure that we have a better future than they had back in the motherland. Thereby come the pressure our parents put upon us. Don't you think it is also important to see life from Chua's lenses?