alexmorley
If you want to become a bank regulatory approval is hard. If you don't then its necessary but not the biggest barrier by far. Building trust with card networks, merchants & banks, interfacing with card networks, optimizing acceptance rates to a high level against the black box of card networks etc.
And then you still wouldn't make any money because the margins are extremely low on processing payments themselves - so either you have to have massive scale or have a bunch of value added services that you charge more for. For which you also need a serious commercial engine to be able to sell to either loads of enterprises or some very large ones (who will rarely sign exclusive deals - they will just give you a share of wallet so they can transfer traffic over at will).
Card networks are another story...
Palantir, Meta, OpenAI Execs Appointed Lieutenant Colonels in US Army (2025)
Tom Brady Is Newest Face of GLP-1s, Joining Telehealth Startup
Pydantic AI Gateway
Admittedly they were a bit cheaper back then (but this will one will be too next year)...
So only for free/plus users (for now). I do wonder how long they will take to deprecate these models via API though...
Pydantic/GenAI-prices – Calculate prices for calling LLM inference APIs
Be ideal if it did disambiguate a la Wikipedia.
Ask HN: Best Agentic Coding on Mobile?
With an agentic workflow it should be possible to have a good experience with this. So far I have tried replit (good but locked to their platform) and GitHub via Issues.
Language Transfer – The Thinking Method (free language courses)
£47M phishing attack on HMRC
https://www.forbes.com/sites/kateoflahertyuk/2025/04/16/cve-...
Google Open Source Agent Development Kit
Google Introduces Cloud WAN
> Yet, competing table formats like Delta Lake and Hudi mirror this fragmentation. [ ... ] > Just as Spark emerged as the dominant engine in the Hadoop ecosystem, a dominant table format and catalog may appear in the Iceberg era.
I think extremely few people are making bets on any other open source table format now - that consolidation has already happened in 2023-2024 (see e.g. Databricks who have their own competing format leaning heavily into iceberg; or adoption from all of the major data warehouse providers).
UK Banking Apps Partial Outage
Slack Outage
Ollama are 'try[ing to] achieve vendor lock-in'
I would hope any company would treat it as an incident rather than just a bug where senior enough folks would be involved to know what their responsibilities are.
OSI – A Definition of Open Source AI
SwimOS is an existing streaming framework (Java-based) targeted at full stack / app development.
This announcement is a new Rust SDK for the above - not a new framework.