WinstonCompany

Thank you! This is amazing material!

As stated, the privacy policy is to legally protect ourselves because we have attorneys working on the project.

   Also, there exist free SSL certificate providers.

Yeah, we've actually tried open SSL on some other projects. We think it is still lacking in real usability.

It absolutely is effective.

As commented above, the companies are required by the Fair Credit Report Acting Act abide by the requests. [1]

[1] https://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-r...

Exactly.

But it would have taken you even longer--or more likely would have been impossible for you--if we hadn't collected this information and put all it one place.

They are required to by law. [1] [2]

[1] https://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-r...

[2] https://www.ftc.gov/enforcement/rules/rulemaking-regulatory-...

This.

They have much more than your SSN already. And your all of your info is for sale.

   Is this a hoax site or are they for real?

Not a hoax. Agreed that we need to update the security certificates. Not an excuse, but we are operating with very limited funding.

   The Policy also includes this gem...

The founder of the site is a lawyer specializing in consumer protection. The privacy policy is required for our protection.

(edit: formatting)

I work on this project! We built this site years ago and have had some challenges along the way, but still believe in the objectives. Happy to answer any questions.