NavyG
NavyG on Hacker News
Posted by
NavyG on Monday October 16, 2023 @05:07AM
from the livescience.com dept.
Posted by
NavyG on Tuesday September 12, 2023 @05:24AM
from the ask-hn dept.
I am looking to process bank debits and credit cards from the Philippines, which payment processors should I consider?
Posted by
NavyG on Tuesday August 08, 2023 @09:39AM
from the ask-hn dept.
Posted by
NavyG on Tuesday August 01, 2023 @09:53AM
from the ask-hn dept.
[1] Need for paypal: Do you think you do not need paypal if you have stripe[2] Integration effort: is this a blocker for adding paypal?[3] Checkout experience: how much do you care about the UX of your checkout given you have to render the paypal button separately[4] Analytics / ops: How would you manage stripe and paypal dashboards separately for analytics, chargebacks, refunds etc[5] Pricing:...
Posted by
NavyG on Tuesday July 25, 2023 @02:40AM
from the ask-hn dept.
How do you manage two separate dashboards especially if you have to do refunds, payouts etc.
Also are you happy with the checkout experience because it's not possible to render PayPal as a part of Stripe Elements. Do you think this causes drop outs?
Would also love to know why / at what point did you decide to integrate both Stripe and PayPal?
Yess I am willing to trade off developer friendliness. Have you personally used stax or any of these archaic platforms?
Yes, want to understand the trade off and would like to know what the challenge is in integrating directly with a payment provider that is closer to the networks / banks. I love Stripe for how easy it is to get started with but I am looking for opportunities to save cost further but getting closer to the acquirer
Interesting, have you also tried online payments (card not present) with them? If so how is the reliability in that case?
Curious: you must have done a lot of groundwork to provide the whole stack as a solution, would love to hear from you how you internally select the processors you work with. Or are you directly integrated with banks and card networks?
Exactly my concern, I'm basically looking to get a service provider that is as close to card networks or banks as possible. Not looking at which one is "pretty" at all. Willing to work with that provider to integrate them with my website
This seems more like a merchant of record partner though
I currently operate only in US and I am willing to put in the effort for integration, PCI compliance etc. Do you have any recommendations for the local processors you mentioned?
Super interesting, is this available in the US?
Hey I was referring to accepting payments online on my website. So this is the payment processing fees I was referring to
Is this also available in the US?
Adyen is a good option, however they have a monthly fixed fee ($120) and looks like they might not onboard small merchants with less than $50M ARR
Has anyone used Helcim or Stax? These processors pricing seems to be around $0.15 per transaction. If this is true why don't so many people use it?
Posted by
NavyG on Friday July 21, 2023 @03:30AM
from the ask-hn dept.
I'm looking to process ~20k transactions a month with an average ticket size of $15 per transaction. Would ISOs(Independent sales organizations) with sponsor banks be good options to consider?
Dropdowns are kinda better for mobile though
Yeah it does not make sense to pass on every error message to the customer but don't these error codes get logged on the console anyways?
Does the vagueness of the error message have something to do with reducing frauds?
Posted by
NavyG on Thursday June 08, 2023 @03:10PM
from the hyperswitch.io dept.
Well yes but actually no. I don't think teams necessarily have to be full stack because it depends on the domain / modules around which the team is organized
> Modal windows can't be bookmarked or shared as links
We use modal windows specifically for this reason (for our payment application's checkout page).
Also using a modal significantly improves the checkout experience in case of SDK flows for payment methods like Klarna, Google pay etc.
Personally I feel modal windows are better aligned to the user's flow of attention. We also have redirection flows for these payment methods to open the authentication page in a new tab but we pick the modal flow ever single time for a better experience.
You can get a feel of what I'm talking about over here: https://demo-hyperswitch.netlify.app/checkout
Posted by
NavyG on Monday May 22, 2023 @04:29PM
from the github.com dept.
How can the network be allowed to still process transactions on you card after expiry? There must be some additional step involved