Johnie

Privacy.com rolled out virtual cards for AI Agent with MCP, CLI, and API access.

You can now have your agents create virtual credit cards to spend online.

This reminds me of:

>The missile knows where it is at all times. It knows this because it knows where it isn't. By subtracting where it is from where it isn't, or where it isn't from where it is (whichever is greater), it obtains a difference, or deviation

https://knowyourmeme.com/memes/the-missile-knows-where-it-is

Puts your migration projects to shame.

This is similar to NYC dating scene. People are not willing to commit in case something better comes along. If you can drag your decision for 4 months, another better candidate may come through the door.

That may be true in ZIRP era. Now a days, there's no budget for empire building. The bigger your team the more that you are accountable for delivering and the higher the expectations.

Reminds me of iPhone 1.

Everything you've said is reminiscent of the reviews of the first iPhone.

I do like my tech device ecosystems working seamlessly.

What's nice about each of the Apple, Google, and Amazon ecosystems is that the devices all work seamlessly within the ecosystem. This is much harder to do across companies.

Take for example, Beats headphones integrate seamlessly with the iPhone, MacBook Pro, and AppleTV.

Or Nest integrating with Google Home

Or Ring integrating with Amazon Echo.

There are tradeoffs to be made that benefit the consumer.

That is incorrectly reported.

This is my assumption also.

Note: that was inaccurately reported in the TomsHardware article

The fact that it shows up as using iMessage is the part that I said may be inaccurately reported.

Even now, I am still seeing some suspicious data usage. I’ve started wiresharking it yesterday to track it down.

For those interested, you can setup tcpdump on Asus router pretty easily to monitor traffic going through the router. You don't even need to mess with the firmware on the router.

1. Install Entware https://github.com/Entware/Entware/wiki/Install-on-Asus-stoc...

2. Then install tcpdump: `opkg install tcpdump`

From there, you can monitor any traffic going through your router.

I kid you not, LG Washer's have DLCs (Downloadable Laundry Cycles). It adds no value.

https://twitter.com/Johnie/status/1744795720480411927

I had basically hooked up the washer to wifi when we first got it and forgot about it. The thing is, the washer doesn't let you disconnect the wifi after it's configured. It only allows you to switch to a different wifi and only if that wifi has internet.

Meanwhile, I'm here with:

* Smart Air Filter

* Smart Air Fryer

* Smart Meat Thermometer

* Smart Sous Vide

* Smart Coffee Maker

* Smart Blinds

Right now it looks like it has stopped uploading data.

Looking at my router log, the only web history request is:

2024-1-08 19:44:10 LG_Smart_Laundry2_open aic-common.lgthinq.com

This was likely after I had removed it from my main wifi and reconnected it to a segregated wifi. I don't see any logs for prior to this point.

I am the owner of this rogue washing machine.

If anyone has any ideas on how to investigate this, I'm open to ideas. As of now, I've just blocked the internet access.

Because they have a pretty significant outstanding lending portfolio that they are on the hook for. See: https://twitter.com/adam_keesling/status/1715063558898364602...

Convoy effectively got into the factoring business and extended short term (30/60/90 days) loans to the trucking companies. Now, they don't hold these loans on their balance sheet but rather package them and sell them to lenders as asset-backed lending portfolio.

The thing with these is that typically the originator (in this case Convoy) will need to take the first tranche of losses. (This is where the $240M debt facility came in). As the freight market deteriorated, Convoy was effectively margin called by the lenders and could not come up with the money.

Any acquirer would then have to take up this debt. Even though Convoy may have a valuable asset, UPS is not in the business of managing a debt portfolio. Any acquirer would be dissuade by this baggage.

In addition, you take on the debt and the loan portfolio that it's responsible for.

At first, I read that as Windows 1.1. I thought this was an old article.

It's complete when you get to sufficient scale and end up directly integrating with Chase PaymenTech.

Then you realize how much overhead it is to do a direct integration and your CFO wonders why it's payment cost is rising with all your support engineers on staff and then revert back to third party processor.

This guy Payments.

This has been around for ages. At least 20 years now. Loc-Aid had been one of the biggest provider of location data.

Here are some articles:

* https://www.nytimes.com/interactive/2018/12/10/business/loca...

* https://readwrite.com/loc-aid-the-biggest-location-s/

* https://www.technologyreview.com/2011/12/09/189247/startup-t...

I know some companies have tried this. It works at small scale and early on, however, over time, people want to see career progression.

Secondly, without levels, inefficiency creeps in at scale as it's not clear who the decision maker is.

Again, at small scale, this may work, but as companies grow, this becomes much harder.

AKA https://en.wikipedia.org/wiki/Peter_principle

I'm reminded of this Goomics: https://goomics.net/50/

HA! Just as Goldman wants to get out of this business.

I get nothing sensitive or personal in snail mail that I care about USPS spying on. They can look at all of the pre-qualified credit card offers all they want.

I've linked one here: https://news.ycombinator.com/item?id=35717604 It is VERY comprehensive.

Good write up, but it's rather rudimentary.

For people interested in FinTech/Payments, here's a great compendium and resources for the field: https://fintechgtm.substack.com/p/us-fintech-and-payments-cr...

I would also recommend the three books highlighted:

* Field Guide to Global Payments

* Anatomy of a Swipe

* Payment Systems in the US