I find amusing that you include "wife" with all the other expenses. You'll become DINKYs ("Dual Income, No Kids Yet") and thus you will have even more financial independence :-). By the way, congratulations!
> [..] but I've been following the bootstrapped community for a good few years)
Could you please share the name of the community?
Haha, thanks! She is currently studying, and we will probably have kids in the next coupe of years - when we do she wants to take care of them rather than working, so unfortunately not! At least being Europeans we have good social welfare.
> Could you please share the name of the community?
There isn't a HackerNews-for-bootstrappers, at least I've found nothing worthwhile. There are a lot of disparate communities depending on what area you want to get into (e.g. creating a consulting agency, building a SaaS, internet marketing, brick-and-mortar business, etc). Most of what I follow revolves around Microconf, here are a few notable podcasts:
http://www.bootstrappedwithkids.com/
http://nightsandweekendspodcast.com/
I'm not sure the regular spouse would agree moving in into that 1-room studio/semi-frat-house and eating canned beans 5 times a week ?
I've had a lot of people asking me when I'm getting a job again, as I assume they aren't in a financial position to be able to do this so wonder how on earth I could afford it. Although I have been lucky to have some jobs that reimburse me well, I also don't have a car, house, wife (that's happening next month!) or go out drinking. The amount I have in savings is equivalent to what friends who own houses have in equity - which is about enough for me to live off for two years, so I'm definitely not retiring yet.
The plan for the business is to build something (I'm not 100% sure what yet, but I've been following the bootstrapped community for a good few years) that will bring me in a couple of thousand dollars a month with a lot less stress than a full time job, so it's pretty equivalent to a basic income. I will probably end up moving to somewhere where the cost of living is cheaper (bonus: the cheaper parts of Europe also have much better weather than the UK), and then 'work' on whatever interests me - to start with I'll probably take a break from tech and do something more creative and hands on.