Only because we insist that everyone work 8 hours a day to eat and have a place to live though we don't have to.

Being poor is just a lack of liquidity. Minimum income is opening the bank bailout philosophy from just corporate persons, to all persons. But human people act differently than corporate people, so maybe it will work in this scope.

Edit: If you disagree, could you please say why? I can be dense and clueless, but it's hard to improve if I'm ignorant.

I don't disagree with what you said because it doesn't appear you said anything of substance. Perhaps that is why people downvoted.

Mostly true, but I'd like to know why.

I doubt that the problem is coders and tinkerers (well, I am one, so I am biased).

It has nothing to do with the technology sector directly; It's just about money and the pendulum swinging back towards urban living being considered desirable. A booming sector of the economy combined with a relatively affluent portion of the population wanting to move into geographically constrained areas that have been neglected in terms of development for the past few decades.

And a large number of now rich people in other countries looking for assets outside of their home country's control - which in SF is just the same as it is in London