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Re:U.S. GDP Shrank in Q1 2015 by SturgeonsLaw on Friday May 29, 2015 @11:09PM (#9628734)
...and the banks ended up with those houses. Which were then packaged up and sold as rental back securities[1]. Rent-seeking in the most literal sense.

1. http://www.bloomberg.com/news/articles/2013-11-06/blackstone...

Re:U.S. GDP Shrank in Q1 2015 by whoisthemachine on Saturday May 30, 2015 @10:11AM (#9630207)
It's an interesting theory that this was a conspiracy by the banks.

Either way, a lassez faire market naturally forces this type of evolution without proper controls by a governing body. It makes complete sense that profits can be maximized if "consumers" (what the rest of us call people /s) have to continuously pay to use things that they depend on.