Re:Max Levchin’s Affirm Raises $275M to Make Loans
by jordanthoms on Thursday May 07, 2015 @12:58AM
(#9503364)
Those form the primary keys to access your credit record, they aren't going to be getting much data from them by themselves.
Re:Max Levchin’s Affirm Raises $275M to Make Loans
by xasos on Wednesday May 06, 2015 @10:03PM
(#9502923)
There is definitely waaaay more data points that go into the loan process. I remember reading that it uses anything from information from social profiles to your GitHub commit streak to see if it worthwhile to provide a loan.
based on a person’s name, email, mobile number, birthday and the last four digits of his or her social security number
Onomancy, hotmailancy, astrology, and numerology, respectively. Ok I made up hotmailancy, but really. He just needed to add tiromancy and they could adopt Wallace and Grommet as their spokespersons.