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Re:Hacker Implants NFC Chip in His Hand to Bypass Security S... by ge0rg on Wednesday April 29, 2015 @05:37AM (#9457201)
You are right. The exploit is further complicated by the fact that Android will refuse to install apps outside of Google Play by default.

The same effect could probably be reached with an NFC tag in a ring or hidden in your wear, without the pain.

Re:Hacker Implants NFC Chip in His Hand to Bypass Security S... by jackweirdy on Wednesday April 29, 2015 @07:04AM (#9457433)
Or an actual NFC ring (probably disguised a bit) http://nfcring.com/