To some, the value of doing what you want is greater than the value of the physical structure. That could be because they consider time extremely valuable, they don't value a home as highly, or because they hate the work. It's usually some combination of the three.
A lot of voluntarily homeless just see "society" as the entire list of rules of what you're supposed to do (go to college, get a job, buy a house, settle down, have kids) and reject the whole of it. It could be that you've seen enough to think that the entire system is flawed, so you just bail on all of it. It could be that those ideals just don't jive with you personally and are completely unappealing. That's how I felt when I dropped out of college and moved to China for no good reason. (Homelessness came after that). I was on track to be an investment banker or something, but hated the idea a little more each day until I finally said, "f this, I'm out" and started vagabonding around Asia.
Maybe there is an element of mental illness, I don't know. I had lunch with a psychologist once and he tried saying, "Seriously, listen to me, you are mentally ill." I guess he thought I was crazy - maybe I am - but I never went in to see him. I had no interest in altering my mind with drugs. I like who I am, even when it is difficult to interoperate with the rest of society.
When I was homeless, security was worthless. I still think it's largely an illusion, but that's a different topic. Freedom to do what I loved was well worth not having a home for. Working happened to be the thing that I loved, and I especially loved tech. I worked 16 hour days - I just wanted to work on my thing not someone else's thing. If I had enough runway to afford a House I would have done that, but I didn't. So living in a Honda civic it was. It didn't really bother me, to be honest. A bed is a bed.
Now I am married and have a baby on the way. I still don't care about security, but they need it, so ok I'm kind of reformed in that way. Luckily we're now funded so i still do exactly what I want all day. I don't know what would happen if the company failed. It's just not an option.
Err. Psychologists don't use drugs. Perhaps you should reconsider this one.
Some things, it turns out, are best addressed chemically.
Efficacy of drugs used to treat seriously ill Clinically Depressed patients; slightly better than placebo, and that might be stretching the data?
Drugs used to treat anxiety; the one's that work, for awhile, are addictive.
It seems like every few months, a researcher is questioning "best addressed chemically" approach. This month is long term use of antipsychotics on Schizophrenics: maybe these drugs affect the long term quality of life?
http://journals.cambridge.org/action/displayAbstract?fromPag...
So does untreated schizophrenia.
A well known tension in mental health treatment teams is between the psychiatrist (who stereotypically will want to medicate everyone) and the psychologists (who stereotypically will want to talk to everyone).
"Remembering that you are going to die is the best way I know to avoid the trap of thinking you have something to lose. You are already naked. There is no reason not to follow your heart."
Luke 12:16-20, Seneca, or some time working in insurance might do just as well.
No matter how much you own and how much you've got things secured in your life, all you need is one gravel under your shoe and you can fall and hit your head so as to never go back to the life you had. Wealth, job, relationships... they can all be torn down should things go majorly awry.
Security is an illusion of control, and in life you never really have any real control.
The idea of 'security' should be represented as a spectrum, like white to black with grey in the middle. The ideas of perfect security or total insecurity— the white and black ends of the spectrum— only exist in our minds (Not in the real world.) Thats what you're talking about.
Don't focus on the extreme ideas- instead, think about the grey area of the spectrum with 'more security and more hassle' on one end, and 'less security and fewer hassles' on the other. Then you'll have a reasonable mental foundation to build your ideas on.
It's true that there are lots of things that we cannot control, regardless of money or power, but when we have more options we certanly have more control over our own lives and those around us. Money is a very effective way of increasing our options in life but there are other ways too, like having more knowledge or developing a skill, more meaningful relationships.
There are also those that can't/won't accept responsibilities like maintaining a house, paying bills, etc. Our society caters poorly to these people because we are not full-on socialist; adults must accept responsibilities to function in our world.
Those are two rough groups that come to mind.
To me, this is the pertinent question: if people are homeless "by choice" - meaning they had some other option - why is our society structured in such a way that being without shelter and security seems like a better option than the alternative? How could things be different so that no one would "choose" to be homeless?