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Re:“So many people spend their working lives doing jobs they... by stephenbez on Sunday March 22, 2015 @04:38PM (#9248130)
The government has tried that: http://en.wikipedia.org/wiki/National_Flood_Insurance_Progra...

By charging premiums below market risk valuation, the program has encouraged building in vulnerable areas. This has led to destruction of resources and government transfers to the rich people in a position to own coastal property.

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