I can think of many examples why even small businesses need more than 100k IOPS. Case in point: 5 years ago I did consulting work for an email marketing company that was generating a daily report on a database of about 1TB. The report took 10+ hours to generate due to the SQL queries aggregating data from joined tables in more or less random patterns. I upgraded their DB server from a 2-way RAID0 on 15kRPM HDD (about 500 IOPS) to a single SSD (20k IOPS), and it cut down report generation time to 15 minutes. 4 years later their database has continued growing and generation took 1 hour. They called me up again, I upgraded them to a 4-way SSD-based RAID5 (I benchmarked 250k IOPS) and again it cut down report generation to 6-8 minutes. This was a small company: a dozen marketers, 1 software guy.
I sincerely hope you are joking here.
I sincerely hope YOU are joking, right?
These types of statements are always false. If there is anything the computing industry has taught us is that people always need more resources. Always.