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A comment on U.S. Spies on Millions of Cars. Parent comment

Re:U.S. Spies on Millions of Cars by holri on Tuesday January 27, 2015 @12:44AM (#8951431)
The purpose of an insurance is to share the risk of individuals with a great number of people. To pinpoint the risk to a single person is against this purpose. They can get away with this because you have to have a insurance by law. Therefore this practice should be forbidden by law.
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Re:U.S. Spies on Millions of Cars by Normati on Tuesday January 27, 2015 @06:30AM (#8952503)
No, the solution would be to get insurance against high insurance costs. This already happens with medical insurance. If you're already sick your insurance costs more. But if you get insurance in advance, before you know you'll be sick, it's cheaper. The same could happen with driving. Get insurance before you've driven, before you know you'll be risky.
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