This is overly harsh. The article may not be the absolute best advice, but it is probably illuminating to people who are already doing a worse job, living month-to-month rather than next-month-to-next-month, and it's completely harmless to people who already have a better system (hint: spend less than last month's income!).

This article provides the illusion of a real budget.

Month-to-month is actually better than last-month-to-month. A person living month-to-month would at least stop spending money if they had a bad month. A person living on last-month's income would continue spending money and go into debt.

Freelancers depend on FUTURE income. A "budget" that encourages you to spend all of your money regardless of future income is extremely messed up.

> A "budget" that encourages you to spend all of your money regardless of future income

This would only be true if you don't think at all about this month.

If someone says "I'm making no money this month, but I'm just gonna spend last month anyways" I don't think any budget is going to help them.

I appreciate your feedback, I just didn't think anyone would take "living on last month" to mean "spend all of your money, no thinking allowed".