It is true, almost to the point of truism, that most people who end up with bad outcomes got there by bad choices. But this omits far too much; good choices aren't made merely by moral character or some other characteristic that can let you condemn someone without further consideration. They're a product of a life's education, a learned way of living, and indeed, a learned helplessness in many cases.

I would argue that moral character mostly doesn't exist. It's mostly just an artifact of what you stand to gain vs what you stand to lose if caught, and what your alternatives are. And when these patterns are iterated, the tradeoffs change. Once you have a criminal record, the fear of getting one is far less, and the opportunities to do well for yourself without one disappear. And so on.

I find it disturbing when people dismiss a whole class of other people for decisions that are cast in a moral light, with the language of blame and hints of sins, and connotations of deserving some kind of punishment. It shows a deeply misguided and unempathetic understanding of humans. It's the kind of thinking that dehumanizes other people.