Sorry, but the financial system exists at the behest of the political class. The political class is the one percent who runs it all. They may talk that we have a capitalist society but with the heavy amount of regulation that exists that is pretty much a stretch. You have a one percent group (politicians and their appointees) who determine who succeeds and who goes to jail. You thwart them and its pretty damn sure within a few short years what you do is illegal or your paying off through someone's campaign.

Shovel ready jobs, the ACA, none of this was done to benefit the everyday worker, their employment or fulfillment were not part of the equation.