Re:The Affordable Care Act: Who Was Helped Most
by herge on Wednesday October 29, 2014 @05:49PM
(#8530207)
What about yearly or by incident payout limits? Like max 20000$ per year in treatment or the like. That's what most of the plans canceled by the ACA were limited by.
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Re:The Affordable Care Act: Who Was Helped Most
by rdl on Wednesday October 29, 2014 @08:21PM
(#8530727)
My plan had no lifetime limits, generally awesome coverage, HDHP, and was ended. I don't believe it's because it was non-compliant, but because it was no longer economic to underwrite with 1) guaranteed issue 2) substantial minimum/preventive benefits paid per year (so, essentially a guarantee of $300-400 in reimbursements on a $1200 premium per year, with some odds of $100k or $1mm or whatever payouts in rare cases too.)
My insurer got out of the individual market.