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A comment on An Interview With Earnest: Ethical data science for better lending.

Re:An Interview With Earnest: Ethical data science for bette... by fotoetienne on Tuesday October 28, 2014 @05:55PM (#8523836)
Interesting article. It does raise a tricky question though: What separates ethical/unethical or fair/unfair factors on which to discriminate. I choose not to use LinkedIn based on their privacy policy among other things. Is it fair for me to be discriminated against because of this?
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Re:An Interview With Earnest: Ethical data science for bette... by aidenn0 on Tuesday October 28, 2014 @07:43PM (#8524489)
Right now you will have a lower credit rating with 0 credit cards than with a small number that you do not maintain a balance on. I know several people that don't use credit cards out of privacy concerns.
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