1) Many people are currently in jobs producing very low multiples of their cost when they have the ability to produce much higher multiples.

E.g. If JK Rowling spent 10 years writing Harry Potter and spent the next 50 years in total consumption mode she would have still produced far more value than if she had worked in a basic office job for 60 years. How many Rowlings are stuck in low value producing roles?

2) Medium-Large companies are incredibly risk averse to the detriment of the overall market. As such the money they tie up gets very low returns. Forcing a shift in this money into either individuals or into automation attempts would provide far greater returns at an increased risk to a few companies but not an increased systematic risk for the economy.