First remember that WePay is for platform companies-ones that want to allow their users to take funds, not single merchant apps. So crowdfunding sites, marketplaces, and business tools like Freshbooks, ConstantContact, and InvoiceASAP. In a two-sided platform, there's a lot more chance of fraud because you have to worry about both the buyer and the seller.

Example: Crowdfunding Campaign. I start a campaign, charge a bunch of stolen cards, pull the money out, and disappear.

WePay uses a wide variety of machine learning, anomaly detection, social risk (through our proprietary Veda Risk Engine), and transaction analysis to stop fraudulent transactions from occurring on our partner platforms.