Sorry, what I meant to say was that the term was constant across both, and the monthly payment varied. So you can compare the monthly payments as a proportional representation of the total price. Where as the other commenter implied I got hoodwinked when the dealer lowered my monthly payment by lengthening the term.

Oh, I wasn't trying to imply that. I was just curious how you'd negotiated. People often "lose" when they're negotiating a monthly price versus walking into a dealership having already shopped for financing, and then negotiating a cash purchase price.

That said, if you pay cash for cars, I really don't understand the monthly prices in all of your posts. It just adds confusion.