That only matters if the body cannot quickly flush or discard the things it doesn't need. It's probably different for each type of supplement. As a supporting example, it would be quite difficult to drink too much water as there's an easy mechanism to deal with it [1].
[1] Before anyone leaps on that statement, yes, I'm aware that it is possible to overdose on water. http://en.wikipedia.org/wiki/Water_intoxication
To even get a multivitamin with only 80-100% of DRV max, you have to look for a "mature" multivitamin, usually labeled as age 50+ - 60+.
I don't have a varied or complete diet, so I take a mature multivitamin - Kirkland (Costco house brand) Mature Multi, well reviewed in Consumer Reports and elsewhere when I looked into vitamins. And really cheap, as low as $10 for a 400 count bottle.
If you're really interested in less than 100%, most ought to be easy to split in half with a pill splitter.
But I don't want to take one of the multivitimins that has 100% of everything in, that just ensures that I have way too much of some things.