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Re:Banking malware in Brazil may be responsible for billions... by cesarb on Wednesday July 02, 2014 @02:42PM (#7978797)
To help people from other countries visualize how it works, here is the technical specification for boletos from a major bank: http://www.bb.com.br/docs/pub/emp/empl/dwn/Doc5175Bloqueto.p... (in Portuguese).

The banks can make available to the retailer a machine-readable file containing all the boletos received in the last day (using Febraban's CNAB 240 format, or the older CNAB 400 format). This allows the payment confirmation to be automated.

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