Ask HN: How can a college student build credit?

Re:Ask HN: How can a college student build credit? by netskrill on Monday June 30, 2014 @12:14PM (#7965827)

For 800+ FICO scores, you'll need 3 types of debt.

1) Installment Debt - i.e. a car loan

2) Mortgage Debt - mortgage loan

3) Revolving debt - credit cards, with balance under 50% of CC limit

and of course...no late payments on any of them.

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Re:Ask HN: How can a college student build credit? by beardicus on Monday June 30, 2014 @12:59PM (#7966117)

Anecdotally, this is untrue. I've had 800+ with just a credit card and an overdraft line of credit.

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