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Re:Lost My Doggie - Service Helps Find Lost Pets by hughprime on Sunday August 30, 2009 @11:12PM (#795347)
I don't think many people want to buy insurance whose maximum possible payout comes down to a couple of hundred bucks. People generally only insure against risks which they can't afford.
Re:Lost My Doggie - Service Helps Find Lost Pets by patio11 on Monday August 31, 2009 @01:27AM (#795484)
Except for health insurance, where people insure against the risk that they're going to go to the doctor for a routine annual checkup this year. (Other people have said it better than me: its like submitting a claim against your car insurance to pay for an oil change.)
Re:Lost My Doggie - Service Helps Find Lost Pets by sokoloff on Monday August 31, 2009 @08:14AM (#795756)
AAA seems to be doing pretty well, and I can't think of too many people who drive a car, could afford the $39-59 for AAA, but not the <$100 to get towed 3 miles or <$350 to get towed 100 miles.

I've been a member for 17+ years, and the convenience way outweighs the price.