What payment gateway do you use?

Posted by myoung8 on Tuesday November 13, 2007 @12:26AM
from the self-post dept.

For anyone out there (especially those of you riding the rails), what payment processing gateway have you/do you use? Would you recommend it to someone else?

Thanks.

( 6 comments | 14 points | on HN )

Re:What payment gateway do you use? by carpal on Tuesday November 13, 2007 @03:16AM (#79127)

I've used many different payment processors both for my own ventures and for my day jobs.

Recommended: Google Payments

Tepid: Paypal, FirePay

Not Recommended: Authorize.NET, TotalTrans, 2Checkout.com

Paypal was the only one I'd done using Rails (the rest with PHP). It was a pain in the ass, but it was also 2005 and Rails was at version 0.13. There is probably a gem or plugin for it now (I implemented it by posting and parsing raw POST requests).

[ Parent | on HN ]

Re:What payment gateway do you use? by SwellJoe on Tuesday November 13, 2007 @06:11AM (#79158)

Agreed. Authorize.net is problematic. Not really because of Authorize.net, but because you have to tie it to merchant services--and every one I've used with Authorize.net has been uniformly awful. Everything is targeted to businesses with card reading equipment, rather than online processing--all of the folks at the merchant services companies are baffled by questions about online stuff (and Authorize.net refer you to the merchant services people for a wide array of queries). It's just a poorly matched set of tools.

API support for Authorize.net is excellent, though...that's the only reason I use it. Some weekend I'm going to convert to Google Checkout or something else.

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Re:What payment gateway do you use? by mkull on Tuesday November 13, 2007 @01:25AM (#79086)

Authorize.NET (gateway) -> Paymentech (processor)

Riding the rails for http://www.revzilla.com

Yes, I would recommend it. Use the handy ActiveMerchant plugin. Do you have any special requirements? What is your expected transaction volume?

[ Parent | on HN ]

Re:What payment gateway do you use? by myoung8 on Tuesday November 13, 2007 @02:07AM (#79100)

Nothing special. Eventually, it will be a relatively high transaction volume--in the hundreds of thousands of transactions per year, hopefully breaking 1M at some point.

Nicely designed site, btw.

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Re:What payment gateway do you use? by etheriau on Friday December 07, 2007 @02:32AM (#86931)

This thread may be of interests:

http://www.startupping.com/forums/showthread.php?t=284

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Re:What payment gateway do you use? by brlewis on Tuesday November 13, 2007 @08:44AM (#79211)

Paypal, to give you one data point. I use Scheme. I don't know whether to recommend it or not since I haven't tried multiple gateways.

[ Parent | on HN ]