I watched a guy who had just gotten out of prison trying to make it back into society. A lot of things cost more for him. One example: Car insurance. He didn't have the money to pay 6 months of insurance in one chunk, so he had to buy it one month at a time. Well, the insurance companies charge extra for that.

He couldn't afford a decent car, so he got a car that was cheap, and which (no surprise) broke down a lot. When it broke down, he had to pay to have it fixed, plus to take the bus to get to work.

And so on.