Re:We'd lose our security certificate if we allowed pasting
by aylons on Tuesday May 06, 2014 @08:28AM
(#7703998)
In Brazil, most banks use two-factor authentication in some form for internet transactions.
One of my banks gives me the option to receive the code through SMS, generate it through a phone app or with a dedicated keyring token. This is a option I can make at the time transaction-time.
The other requires me to authenticate each new machine I login from, through an SMS. A bit less secure.
Biometrical authentication is also a thing. The biggest banks already have some form of it (fingerprint or hand palm), and I can even make transactions w/o a card, using only fingerprint and password. Actually, I only carry credit cards nowadays, the bank account card stays at home and use fingerprint to withdraw.
One of my banks gives me the option to receive the code through SMS, generate it through a phone app or with a dedicated keyring token. This is a option I can make at the time transaction-time.
The other requires me to authenticate each new machine I login from, through an SMS. A bit less secure.
Biometrical authentication is also a thing. The biggest banks already have some form of it (fingerprint or hand palm), and I can even make transactions w/o a card, using only fingerprint and password. Actually, I only carry credit cards nowadays, the bank account card stays at home and use fingerprint to withdraw.