I'd second that! It's not complicated, especially for smaller entities. "I'll use your services, but don't go over ths amount; without authorization." If my wiz, bang app, website has that much potential--I'll get the money to you. I don't want to wake up to a big bill. To be honest, if they were very clear about pricing, and stop/loss orders; I think more people would sign up. It's about honesty, and a minimizing the variables. Oh, and fire any MBA advisors; they think they are slick, but your average dude us starting to look at the fine print, and has become very sensitive to being taken advantage of. By the way, off topic, but relevant. I looked into esurance. Very good price. Then I realized the premium was only fir six months. I always wondered how they could afford all those rediculous commercials.