Re:You Do Not Have Health Insurance.
by DanielBMarkham on Friday August 07, 2009 @05:44AM
(#747346)
There are several things I believe to be true regarding health insurance:
1) It's not insurance, since the thing you're paying for is guaranteed to happen. It's a pre-paid service plan
2) Congress made a mistake during WWII by tying health insurance to jobs. This has proven impossible to rectify, leaving serious doubt in my mind of Congress' ability to iterate or improvise as conditions change. So whatever you get, you get. Don't expect a little fix here and a little fix there.
3) Insurance policies themselves are so complex people don't know what they are buying. Some easy standardization needed here
4) Simple optimizations performed by millions of independent algorithms that optimize and learn from each other over time create solutions many orders of magnitude greater than one complex big design up front solution
5) It's broken. But simply because something is broken does not mean that any fix is better than the current status quo. If my house started burning, I would not try to put the fire out with gasoline simply in an effort to do something.
1) It's not insurance, since the thing you're paying for is guaranteed to happen. It's a pre-paid service plan
2) Congress made a mistake during WWII by tying health insurance to jobs. This has proven impossible to rectify, leaving serious doubt in my mind of Congress' ability to iterate or improvise as conditions change. So whatever you get, you get. Don't expect a little fix here and a little fix there.
3) Insurance policies themselves are so complex people don't know what they are buying. Some easy standardization needed here
4) Simple optimizations performed by millions of independent algorithms that optimize and learn from each other over time create solutions many orders of magnitude greater than one complex big design up front solution
5) It's broken. But simply because something is broken does not mean that any fix is better than the current status quo. If my house started burning, I would not try to put the fire out with gasoline simply in an effort to do something.