Ask YC: Provide Health Insurance at Start-Up?

Posted by NoMoreSnow on Tuesday October 30, 2007 @11:18PM
from the self-post dept.

All, I'm wondering if folks have been costing health insurance when seeking capital. Do start-ups leave the health insurance to the individual employees to figure out themselves?

Thanks, NoMoreSnow

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Re:Ask YC: Provide Health Insurance at Start-Up? by plusbryan on Wednesday October 31, 2007 @01:48AM (#74555)

We're all on a plan at Kaiser here at Xobni. They are the web 2.0 of the hospital world, really. I'm amazed that my doctor not only has an email address, but checks and responds to it. The online lab results is pretty awesome too.

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Re:Ask YC: Provide Health Insurance at Start-Up? by plusbryan on Wednesday October 31, 2007 @01:50AM (#74556)

And I think they're pretty reasonably priced. I don't know exactly how much we pay per employee though.

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Re:Ask YC: Provide Health Insurance at Start-Up? by ALee on Wednesday October 31, 2007 @10:31AM (#74653)

We are on Carefirst BlueCross BlueShield here in DC, we just chose one of the smallest plans for our business. You should definitely cost it out (and it's expected). Some startups do a lump sum per month. Others get a quote from an insurance agency. If you're just looking for a financial cost, check out RedFin's financial model (they're based in Seattle)- http://blog.guykawasaki.com/2007/10/glenn-kelmans-f.html.

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Re:Ask YC: Provide Health Insurance at Start-Up? by mwerty on Wednesday October 31, 2007 @11:02PM (#74928)

Can't the YC companies band together and negotiate better rates given that they already know each other pretty well?

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Re:Ask YC: Provide Health Insurance at Start-Up? by NoMoreSnow on Wednesday October 31, 2007 @01:04PM (#74711)

I'll check out whether Kaiser serves Phoenix to get a hard number and I will also check the Redfin model.

This is very helpful, thank you both!

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