Recently, a number of my non-computer-y friends have asked me how to start using bitcoins. To my surprise, they had no trouble doing everything properly. I told them to use electrum, and they managed to A)encrypt the wallet and B) back up the seed with no help from me.

I helped them back up their wallets online, and also buy bitcoins via localbitcoin. I'm confident they would have figured those out on their own eventually.

Of course, these folks are mostly using OS X or linux and are relatively competent, so I'm not worried too much about malware. If they were using windows I wouldn't be as confident.