I worked for startups all through my 20s, but now at 37, I, I find myself up against point #9.

9. Family to support

I'd love to found a startup, but having a wife, two wonderful kids, and a $500K mortgage give you a very different perspective on the startup lifestyle.

I imagine a startup incubator where the founders are provided with salary and benefits comparable to working for a corporation, and they are encouraged (forced?) to maintain a reasonable life/work balance, (The latter is probably the hardest to achieve; a startup requires an almost monomaniacal focus).

In return,the incubator would gain access to a pool of talented people who would otherwise not be able to make the leap.

Is this being done now?