> In the end, I think it makes sense that it should be the merchant's task to handle the refund requests.

Right, but the merchant is our customer, it's our job to make their lives easier.

And regardless of the details, my point is that you have to think about this case and others, and then make a call: it's not simply drop-in.

> If the possibility is not built-in to bitcoin, why do you feel that you should make it?

Consumers feel safe using their credit cards because of things like chargeback protection. If Bitcoin is really going to become a thing, it will need to have consumer protections built in. Doesn't have to be at the protocol layer, but it does need to exist in some form.

> which has a much larger network.

Depends. Yes, it's much larger now, but Doge is exploding in popularity. It has a higher trading volume than BTC, and has a bigger network (measured in hash rate) than Litecoin.

Don't underestimate the power of Reddit to turn memes into something big. I agree it's not there yet, but it could be.