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Re:Balanced Will Release an API to Push Money to Debit Cards by steveklabnik on Wednesday January 22, 2014 @07:21PM (#7106300)
I am from the US as well, and am not a lawyer, but my understanding is basically

TL;DR: regulation

* http://en.wikipedia.org/wiki/International_Bank_Account_Numb...

* http://en.wikipedia.org/wiki/Single_Euro_Payments_Area

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