Certainly not me, perhaps they will - I'm merely observing that the presence of the chargeback system can be felt even if no chargebacks have been issued.

The OP was posting that chargebacks can't be that important because they had never done one. That's not the right way to look at it.

True. My point is that chargebacks are kind of a moot point, once someone implements a bitcoin payment processor that includes the option of n-of-m escrow transactions :)