Emergent decentralized currencies address both – and might also improve centralized-proprietor currencies by competition and precedent. (Proprietors will accept more community input, and win greater tolerance from governments, because of pressure from alternatives.)
The thing to watch for: when another online community embraces the dogecoin tipbot culture. That would be a strong indicator of long-term stickiness. The OP joked about having no /u/dogetipbot on HackerNews, but that's exactly the kind of feature that I suspect will start turning up in a number of communities.
With regard to games, Valve hired an economist some time ago. I'd love to see if they have anything planned with regard to innovating in this space. Could you have an in-game currency backed by a cryptocurrency?