Re:Ask HN: Alternative to Authorize.net?
by Skeuomorph on Friday July 03, 2009 @12:19PM
(#686242)
Back in 2004 or so, Payflow Pro was down for a Sunday because they neglected to renew an internal Oracle security cert and the DBs stopped talking. Took 'em a day to sort that one out.
Random events and being human affect all 24/7 services.
Re:Ask HN: Alternative to Authorize.net?
by ScottWhigham on Friday July 03, 2009 @01:03PM
(#686313)
Thanks. We actually do have PayPal along with their Payflow Pro. However, not all of our customers accounts can use PayPal hence the need for another provider.
Payflow Pro just processes credit card numbers you throw at it. No need for your customers to have a Paypal account.
You're probably thinking of PayPal Website Payments Pro--I'm talking about PayFlow which is a straight payment gateway (almost exactly like Authorize.net). You process credit cards on your website and the funds go into the merchant account at your bank. You can't accept PayPal with PayFlow.
I'm not involved on the business end so I'm not sure what the rates are, but the API is easy to integrate with and it's stable. Though I guess all gateways can have trouble like a datacenter fire.
Your best bet is probably to have a backup gateway and a non-gateway backup like PayPal or Google Checkout. Cover all your bases.