http://www.propublica.org/article/answered-why-two-obama-loy...
My brother is a healthy, single, childless young college student who has a cheap, catastrophic plan to insure (aka share risk) for a major accident or major ailment (cancer, etc). He won't get to keep it after Dec 31st. Instead he'll have to pay a dramatically larger sum to offset risks that he doesn't have.
Unless your brother is immortal, he will eventually fall ill or suffer an accident. Such is the nature of life. Some people live long & healthy lives, others get cancer at 25. You simply cannot know the future. Shared risk, in the greater scheme of things, is preferable to the alternatives.
Do you think people should be able to own and have their own nuclear weapons? How about biological weapons? What about murder? Should that be legal?
If you said no, then you do agree there needs to be some "nanny state regulations". We only differ on where the line should be drawn.
When people "grow up", they realize that the general populace isn't too bright. The world is filled with nutjobs, idiots and crazies. People who are downright evil. People who are sociopaths. Letting the "free market" sort them out is a fairy tale for the young and children.
I don't mean to sound condescending or harsh, it's just that I was once a libertarian myself (in my early to mid twenties.) I came to realize what a horrible ideology it was and when you see people making the same mistake you made, you can't help but try to help that person out.
I'll let the results speak for themselves.
Childless men who are incapable of getting pregnant _must_ carry pregnancy coverage under Obamacare.
Constraint-free purchase of health insurance would mean that I could sell you health insurance that would 'insure' that you could only be doctored by me, on my yoga mat, with a chainsaw. Someone less principled than me would have the same idea --- or one like it --- and sell a billion innocent souls a false comfort and a dangerous service. So someone would. Like someone has already sold those same people fake food that's killing them.
Do you like alive citizens, or dead ones? The utopia you seek may be for the machines and the undertakers. And the undertakertrons.